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Buying a boat doesn’t need to be as painful as you might think! Naturally, prices for new boats vary depending on size and make. If you’re in the market for a boat, DDZ Marine can offer a great package. As well as useful advice, we will help you find financing tailored to your budget.
Purchasing a boat from DDZ marine offers a number of advantages, including
- Access to multiple finance sources and/or special manufacturer and dealer finance programs
- Year-round service departments
- Extended warranty programs
- Manufacturer and dealer incentive programs
- Insurance
Benefits
Lower Down Payments
Faster Credit Decisions
Longer Financing Terms
Lower Monthly Payments
We can offer CGI FINANCE – THE FINANCIAL PARTNER OF THE BENETEAU GROUP FOR MORE THAN 10 YEARS.
DDZ Marine Ltd is a broker not a lender and is authorised by the Financial Conduct Authority with FRN 714684. DDZ Marine Ltd will not charge you any fee for this service as we will receive payment by way of fees direct from CGI FINANCE. The amount of the fees we receive from CGI FINANCE does not vary depending on the features of the loan and this payment does not affect the amount payable under the terms of the loan agreement.
Insurance
When it comes to insuring your boat, it’s often best to separate your boat insurance from your homeowner’s policy. Many homeowners’ policies limit or don’t cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage. But there are exceptions. Many homeowners policies include perfectly good coverage for smaller boats and motors, usually with a horsepower limit of from 25- to 100-horsepower.
Insurers consider many factors when deciding whether or not to offer a policy. Almost any vessel can be insured for a price. You want to consider the following to make sure the policy you purchase meets your needs:
- Age of Boat
- Length
- Value
- Speed/Horsepower
- Condition
- Type (Inboard, Outboard, utility, cruiser)
- Ownership (more than 2 owners)
- Where it will operate (Ocean, lakes, bays, rivers, Great Lakes)
Boat Insurance Cost Factors
Cruising Area
Where you boat
Boating Safety Education
If you have been formally trained or certified
Good Driving Records
Both boating and driving
Liability Limits
The higher the limit the higher the cost
Deductibles
The higher the deductible the lower the premium
Towing
Towing insurance requirements for offshore fishing.